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Life Insurance
We offer two main types of life insurance
Term and Permanent Life options. A permanent death benefit is a promise that the protection will continue as long as sufficient premiums are paid. You can customize your policy by choosing affordable premiums that fit your budget. Term options require for full medical underwriting. Both have underwriting classes
Term:
Monthly Premium could flux
Last for a set timeframe (10 to 30 years)
Ages 18-69
More affordable options for higher coverages to up to $2 millions dollars
Expires after the term end date
Permanent:
Set Monthly Premiums
Last your entire lifetime
Ages 20-85 years old
More long-term solution with options to build cash value with the death benefit from $25,000- $ 1 million dollars plus
Never expires as long as premium is paid
Senior Final Expense Insurance
Adult Final Expense
Offered in Level and Graded options for seniors to help cover final and other expenses
Level Benefit Plans:
Ages 45-85 years old
Face Amounts $2,000-$40,000
Graded Benefit Plans:
Ages 45-80 years old
Face Amounts $2,000- $20,000
Simplified underwriting
No death benefits reductions in early years (Level benefit only)
Policy is guaranteed to age 100 as long as premium is paid
Childrens Insurance
Childrens Whole Life
We offer options to parents, guardians, and grandparents that are looking to get protection for the most precious ones of the family at affordable rates. The child's future insurability is guaranteed, regardless of health conditions that may occur later
Standard Underwriting
Ages 17 days to 17 years old
Face amounts $5,000-$50,000
Limited health questions and no medical exam
Policy is guaranteed to age 100 as long as premium is paid
Rates never increase and benefits never decrease
Dental-Vision-Hearing
We offer stand-alone Dental or Vision plans or a 3 in 1 combination to bundle all dental, vision and hearing options into one set monthly price.
Preventive Care Services
Exams, X-rays, Tooth Cleanings and other preventive services
Covered at 100% with no waiting periods!
Yearly Amounts
$1,000 up to $5,000 each individual per year
Major Services Covered
Oral Surgery, Extractions, Restorative, Crowns, Root Canals, Dentures, Implants
Ages 0-99 years
Single member or family options available
